Normally we would provide you with a list of different lenders so you can choose which one has the services to properly match what you need. This time we will only recommend one lender that can provide all your borrowing needs fast with consistently good customer service. This is because we feel that their service is the best we can find so it is rather pointless in looking at other lenders.

The rates that Cash Doctors provides for payday loans are amongst the best of all Australian lenders because of their business model which can be described as a budget or cut-cost lender. They don’t have any over-the-counter loan outlets and run on a very efficient staffing arrangement which further pushes overheads down. These savings are then be passed on to their customers.

Another important factor why we chose to only promote Cash Doctors instead of all the normal banks like ANZ or Westpac is that Cash Doctors is one of the fastest if not the fastest lender in terms of processing your loan application and getting the money into your account. For smaller amounts under AUD$1,000 they can even get the money to you within 60 minutes assuming you have all the documentation at the ready. Their system is completely online which facilitates this fast processing speed.

Being a budget lender however we must understand that the service and loans provided is very much a bare-bones deal. The first benefit is that there will not be any solicitation for additional loans or services as trying to get their current customers to buy more of their products just doesn’t factor into their business plan, there simple isn’t enough resources for that to happen. Having said that, because of the limited resources, the customer will also not get a very good level of customer service that he/she might be used to with other larger institutions like banks.

All up we feel that Cash Doctor provides a very good service in providing great rates with limited downfalls which to most customers are acceptable. Give them a try.

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